Utah, Utah
If you are buying a home or refinancing this fall, one line on your Loan Estimate may look a little different than friends who closed last year. Your appraisal fee may run about $65 higher in many markets, and the schedule can stretch a bit while the industry switches to a new report format. That…
For years, shopping for a home loan meant asking one question about credit: what is my score? That still matters. But after a September change at Fannie Mae and Freddie Mac, many conventional borrowers now face a second question that can change what the loan costs. On September 9, 2026, Fannie Mae and Freddie Mac…
On Wednesday the Federal Reserve raised its benchmark rate by a quarter point to a target range of 3.75% to 4%. It was the first hike since 2023, and it was widely expected. If you are shopping for a home or watching your payment, you probably heard the same headline everywhere: the Fed hiked, so…
If you glanced at a rate sheet this week and felt your stomach drop, you were not imagining it. Daily mortgage quotes crossed 7% on September 10, according to Mortgage News Daily, touching 7.07%. That is the first time daily averages have cleared that line in about 16 months. Freddie Mac's weekly survey, published the…
Freddie Mac's Primary Mortgage Market Survey put the average 30-year fixed rate at 6.71% for the week of September 3, 2026. That is up from 6.66% the week before, and it is the highest Freddie Mac has printed since July 2025. The 15-year fixed also moved higher, to 6.04% from 5.98%. A year ago the…
If you've been watching the housing market this summer with one eye open and the other firmly shut in self-defense, we don't blame you. August 2026 has brought some interesting developments that are worth understanding—especially if you're thinking about making a move before the leaves start falling. Let's break down what's actually happening out there…
If you've been watching the housing market from the sidelines, waiting for that perfect moment to jump in, you're not alone. The good news? Summer 2026 is shaping up differently than the past few years, and some interesting dynamics are creating opportunities that weren't there just six months ago. Let's talk about what's actually happening…
If you've been watching the housing market from the sidelines, waiting for the "perfect moment" to jump in, you might want to pay attention to what's happening right now. Summer 2026 is shaping up to be one of the more interesting seasons we've seen in years—and not for the reasons you might expect. The narrative…
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